How We Create A

Return on Investments


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A Reasonable Rate Of Return

Our 2nd core princie is A Reasonable Rate of Return on your investment. This approach embraces a conservative return over time, that protects your principal and interest. According to many publications and the market history, this amount over time can be between 4% and 6% annually. 

With Retallick Financial Group’s 3 core principles, we protect your principal and interest. In addition, we will get you a reasonable rate of return over time. If you follow the market at all, it makes sense that everyone is happy when it is up. But what happens when it goes down? What happens to your hard-earned money when it is invested in a volatile market?  As a result, you could easily lose your principal AND your interest, and possibly all your plans for retirement!

What if you could reap the benefits of the market when it is up, without suffering the risks of a market downturn? Don’t lose any more sleep worrying about your retirement savings. Call us today and learn about these safe money options! 

When you meet with Don he will go over the ways in which you can achieve this security in your retirement. Don will explain it in simple, easy to understand terms. So, what are you waiting for? Let’s find the right path to your successful retirement and a reasonable rate of return on your investments!

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Featured Articles

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Retirement Today

Retirement planning is more complicated than it ever has been. Traditional pension plans are disappearing or are already gone. The cost of healthcare has skyrocketed. Life expectancy has increased, and along with it, the need for more sophisticated retirement strategies. When you take all these factors into account it is obvious that more money is going to be needed for retirement and you now have a greater responsibility to save.

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Understanding Annuities

Annuities are can be an excellent retirement strategy, but what exactly are they? A fixed index annuity is simply a contract between you and an insurance company that may help you reach your financial goals for retirement. You pay your premiums like other insurance products, but in exchange the insurance company provides you with income. This can start immediately or sometime in the future.

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Fixed Index Annuity Roles

Insurance Company: This is the company that issues the annuity. The insurance company is responsible for backing the annuity’s guarantees.

Contract Owner/Annuitant: These usually are the same person, but they can be different. The owner makes decisions about the annuity, such as who the beneficiaries are.  The annuitant is the person whose life expectancy is used to calculate annuity payments.

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Benefits of an FIA

Understanding the benefits of a Fixed Index Annuity (FIA) will help you make an informed decision about whether they are right for you. These products offer tax deferrals, indexed interest potential and other optional benefits to protect you. Your retirement assets and income could be in a safer place with an FIA. Let’s take a closer look at these 3 key benefits.

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Tax Advantages & Deferrals

During the accumulation phase of your contract your fixed index annuity (FIA) offers a tax advantage. Any interest growth is tax-deferred. This is extremely beneficial if you purchase your FIA with after-tax dollars! This means you will only pay ordinary income taxes on your earnings, NOT on your premium payments, when you start to withdraw money.

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Indexed Interest Potential

Some fixed index annuities offer you a choice of indexes rather than just one. This means you have an opportunity to accumulate interest based on changes in one of these external indexes. You have the ability to choose the ones you want and you can determine the portion of your annuities value that you assign to each index. It is important to note you are not buying shares of any stock or funds.

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Available Protection Benefits

There are 3 important advantages of an FIA. One of those is the range of guarantees and optional protection benefits that are available. These benefits transfer the risk to the insurance company that has issued the FIA. This is a form of protection for your beneficiaries, your retirement income and your assets.

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