July 2025

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RMD Timing

There have been some recent discussions about what the best way is to take out your RMD, and whether it is better to take it out in one lump sum or periodically throughout the year. One reason there has been a more vocal debate about this topic relates to the market’s volatility in the past

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Retire

Many Americans Are More Afraid of Running Out of Money in Retirement Than Death

The majority of Americans surveyed said their biggest fear was not death, but running out of money in retirement. This is the conclusion of a recent Allianz Life study, which discovered that people approaching or currently in retirement are deeply concerned about economic uncertainty. According to the survey, 64% of respondents are more concerned about

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Preparedness Plan

Nearing retirement can be a stressful time as we shift from working to provide an income, to needing our money to work at providing that dependable income. Many people underestimate the financial stress of this major shift and seek ways to lessen it. We may have some suggestions to do that. In addition to products

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